My Cat

I dont want anyone to think that I have a couple of screws
missing,though maybe I do, I have to write this article about
my cat.

I love animals, but I am not the type to walk a dog, so after
years of my wife wanting a cat, I gave in and we adopted one
from animal rescue.

Well I will try to make this story short, but this cat dont
belong to my wife, or me.

We belong to her.

Her name is Phoebe. And I tell you this, she is the smartest
cat I ever have seen. She thinks everything I have is hers.

She is my shadow. She washes up in the morning with me,
she will only eat if I stand near her food with her. As she
gets ready to eat, she sits in front of her food, like shes
saying grace, then she will eat.

She always puts her paws in my shoes, Im glad she hasnt learned
to tie them, she tries to put my shirt on, it is so funny.

She reaches for the light switch, trying to put the light on.

Maybe she isnt the only cat that does things like this, but
I never had an animal do this stuff. When I come home from work
she is sitting at the door waiting for me. I can always tell if
something went on while I was at work because she will try to
talk to me.

Its really so funny because when she does that I start to look
around and every time I will find something. Sometimes her
LitterMaid may be stuck. { she only does her duty if its clean }

She copies or least tries to copy everything I do. I sit at the
kitchen table with the chair at an angle from the table and she
will copy the exact way I sit. Not sitting looking at me but the
same way I sit. I can change the angle, and so does she. I will
look at her and ask her something, just fooling with her, and
she will move her mouth like she is talking. We laugh at her all
the time.

After having her for almost 9 years, she never stops making us
laugh. I never yell or even have to talk loud to her. I know
she doesnt understand everything I say, but she always does
what I say. When someone comes to visit, they are amazed at
how she is.

Now on the other hand, remember I said that my wife wanted her.
Well, she never, ever listens to my wife. She only goes to my
wife if she wants food. Always to my wife. And if she doesnt
get her food fast enough, she will hit my wife, or even put her
teeth on her foot or leg.

Other than food, she cant be bothered with my wife, go figure.

I was in the hospital for some time with surgery, and Phoebe
cried at the door, day and night, for the first few days. She
wouldnt eat and just layed around. So sad, my wife said.

I dont know why I wrote this other than to perk myself up a bit.

And maybe I could give someone a laugh or a smile.

It is so true that if you have an animal and your not having
such a good day, they really can help to cheer you up.

I know Phoebe does that for me.

The Meaning Of Life { To Me }

The Meaning Of Life { To Me }

We all have our own meaning of life, and our own
way to live it. There, to me, is no right or wrong way.

We feel what we feel no matter what anyone tells us.

I am not the smartest person I know, and never have
claimed to be. My life has given me some very
rewarding thing's.

My wife of 41 year's, and four of the most amazing
kid's you could ever have the pleasure to know.

As the year's have gone by, and the future has become
so uncertain, we all have to come to think of the life
we have and what it mean's to us.

There is no material thing on this earth that I feel
could mean more to me than my family.

I look back and see all the mistake's I made, and
it sure doesn't make me feel very good.

I've had many opportunities to earn a great deal of
money that I turned down. At the time I just felt that
it didn't feel RIGHT, maybe someone would have to
lose something for me to gain. I don't know.

What I do know is that there is one of the oldest
saying's I have ever heard, and it would make me
laugh. But as I have become older and wiser, I have
come to realize that it really is true.

The root of ALL EVIL IS MONEY.

And if you take the time to think about it you
might think that it is true also.

Think about it.

I have never once in my life ever willingly or knowing
cheated anyone. I have always been as honest as
I could be and always worked as hard as I could to
earn everything I have ever gotten.

And that make's me very proud.

I have always instilled in my children to be honest
and live up to their mistake's. If you do something
wrong, admit it.

I'm proud to say that my children have always, as
far as I know, have not only lived up to that but I
know of many cases that they have helped people
that needed help.

My wife is the kindest person anyone could know
and is loved by all she meet's.

A truly remarkable lady.

I could go on and on but no need.

So, the meaning of life to me is as simple as it could
be.

FAMILY ,to me, is the meaning life and I'm very
proud to have mine in my life.

Thrive Learning Institute

The most dangerous scam on the Internet.

Thrive Learning Institute.

What I will tell you is that they can REALLY sell snow to the Eskimo's.

I unfortunately got involved with them in October, 2008, when my wife

received a phone call about 8:00 pm, by someone named J.P.

That is short for his name, J----n P---i, you have to fill in the blanks.

What his pitch was that they have 100% satisfied client's, and are

looking for testimonial's.

They GUARANTEE 100% SATISFIED CLIENT'S.

They offer you one on one training, personal coaches and you

WILL RECEIVE ALL YOUR INVESTMENT BACK WITHIN 90 DAY'S.

It sure sounded like the kind of deal I couldn't turn down.

Then came the price, $ 6,250.00, the total cost of this amazing money

making opportunity, being put on my credit card.

After I told him that there was NO WAY I COULD AFFORD TO PAY

MY CREDIT CARD FOR THIS, he said I would have ALL MY MONEY BACK

BEFORE THE STATEMENT CAME IN.

My wife knowing that I was in such a deep depression thought this

was the LIGHT AT THE END OF THE TUNNEL, convinced me to

go ahead and do it.

THAT WAS THE BEGINNING OF A NIGHTMARE, that I live each

day.

Set up a Ebay selling account , but product's from a dropshipper to

sell, and within a short time, maybe even DAY'S you will have most

if not all your money back.

I asked JP if I had to spend more money after I paid the $ 6,250,

and he said the only money I had to pay was a hosting fee,of $ 39.95
per month, for a website they wanted me to setup to sell dropship product's.

I told him that was a lot of money for a hosting fee, and that I already deal

with a hosting company that was less expensive, can't I just use the

one I have.

He said we need you to use our host because it is easier for us to help

you setup your website, we do most of the work REMOTELY from

our office.

The help that I received and the tool's they supplied me with were no

better than what you can get online for free, and on Ebay.

The so called HELP was no help at all.

I would call and ask a question, and they would answer something that

made no sense. It was like they were answering someone else.

After a few time's that turned into them saying you need to keep at it,

you need to list item's over and over untill they sell.

They said, JP, that IT TAKES TIME TO MAKE MONEY, YOU JUST HAVE

TO KEEP AT IT.

Well the dropshipper's prices were HIGHER than what I could get them for

on Ebay, the place they insist I sell.

How can I sell something for LESS THEN I PAY ?

After week after week, hour after hour, and email after email, and phone

call after phone call, getting RIDICULOUS ANSWER'S, I couldn't handle

it anymore.

I emailed them and said I wanted my money back.

They refused. I was sent an email from S--N, a so called manager.

His email also made NO SENSE.

Contact me by phone so we can help you.

Call so he could talk me into spending more money I dont have.

I had my wife contact them, and they said if I wouldnt LET THEM

HELP ME , THEY COULDNT DO ANYTHING ABOUT THAT.

She asked what she could do, and AGAIN THE DOUBLE TALK WENT

ON.

Again telling her that it takes time to make money, just keep listing

item's over and over, and get your website built.

If I cant make a sale with instant customers, now, how long do you think

it would take to sell products from a website.

They wanted their hosting fee every month, and who knows what else they

would get out of me before I had another heart attack.

THE NAME THRIVE FITS THEM TO THE TEE !

THEY THRIVE ON ANYONE THEY CAN.

My Ebay listing fee's were over $ 150.00, and going up with no sales

and all they keep saying is keep at it, and you need to get your website

setup so you can sell from it.

I started to setup the website, they had a MERCHANT CREDIT CARD
SERVICE CALL ME.

You need to do this so you can accept credit cards on your website.

I gave the info the girl wanted, and said what if I didn't go through with

this, can I cancel?

She said yes, just DON'T ACTIVATE the account and cancel it, you have

45 days before you get billed.

I said get billed for what?

She said there is a minimum charge of $ 25.00 a month if you have

no sales from your website.

Well, I canceled within 3 weeks, and what a surprise I got.

I sent 3 email's telling them to cancel my account. And when I

spoke to her on the phone I said that I would not be setting up

the website because of a DISPUTE with Thrive.

She said she NEVER HEARD OF THRIVE but agreed to cancel.

Come to find out they involved 2 other companies, and I dont know

why. One was American Express.

When I received a welcome package from American Express, I didnt know what it

was for, so I called.

The guy I talked to said this was for my MERCHANT ACCOUNT.

I told him I did not have a merchant account or a business, that I did

start to setup an online business but didnt continue because of a

disput with THRIVE.

Again, this guy from American Express said he didnt know who that was.

He canceled the account on the spot.

The other is Imax. Which I have no idea who they are or what they

do except charge money.

I really dont know which of these two charged me, it wasnt American Express.

I was getting $ 45.00 taken RIGHT OUT OF MY BANK, without ever

knowing.

This whole deal with Thrive has been a nightmare.

My feeling for them cannot being told here.

I figured out EXACTLY HOW THEY WORK.

WHAT THEY DO IS GIVE YOU THE WORST COACHING YOU

CAN GET. THEY GIVE YOU ANSWERS TO YOUR QUESTIONS

THAT MAKE NO SENSE BECAUSE THEY WANT YOU TO GET

FRUSTRATED AND THEN THEY SAY YOU BROKE THE CONTRACT

They are the worst people that live. their purpose is NEVER to help

anyone make money but THEM.

They don't know how to make HONEST MONEY.

The biggest SCAM is to tell you what you want to hear UNTIL

THEY GET YOUR MONEY.

Then they never refuse to help you and will talk to you all day long,

never giving you ANY INFORMATION THAT WILL REALLY HELP.

And thats their SCAM.

Helping WITHOUT HELPING YOU.

The more they HELP you, the more frustrated you become until

you cant take it anymore.

You wind up not dealing with them anymore, your choice, and

they KEEP ALL YOUR MONEY FOR DOING NOTHING THAT

WAS PROMISED.

WHAT A SCAM.

STAY AWAY FROM THRIVE LEARNING INSTITUTION

YOU DONT WANT TO LEARN ANYTHING FROM THEM !

WHAT CAN I DO?

What can I do to help myself?
Will I live long enough to see
the economy get better and
be able to retire?

These are just a couple of
the worries that face millians
of people around the world.

And it certainly worries me.

I know what I can do.
Not give up !
I am not any different than you.
I work hard every day at a full
time job and work online for
5-6 hours a day 7 days a week.

Im 59 years old and have never
been as worried as I am now.

With failing health and about to
lose my full time job,indeed I
should be worried.

But as I always have, I take
one day at a time and hope
that times get better.

Its been 10 years now since I
began my quest to earn enough
money online to live on.
The income has increased almost
to where I need it to be, but its not
there yet.

The internet is a great place to
get the chance to create income.
Did you notice that I said "CHANCE"
TO CREATE INCOME"?

The only way you can succeed
is not give up.You have to
keep going. You have to take
a chance.

That certaintly does not mean
spend every last dime you have.
There are FREE programs,affiliate
programs that you can join and
you can do very well with some.

Will you make THOUSANDS in
in a few hours or days? NO.
But you can earn income.
Can be 5 bucks,or 500 bucks.
The point is, you can earn money.

And you dont have to put out
a ton of money.
As I have always said, RESEARCH.

So, to answer my question
WHAT CAN I DO?,

DONT GIVE UP !!!!!!!

If you dont give up you give yourself
a chance to begin to earn money online.
How do you think you would feel?

I have to tell you, it feels
REAL GOOD!!

As always, RESEARCH,and never
let anyone tell you what to do.

There are NO GUARANTEES.

GOOD LUCK TO US ALL

GOD HELP US ALL

The Key To Making Money Online Is Knowledge

The one thing that nobody can ever have taken
away from them is KNOWLEDGE. And knowledge is
very powerful.

So this article is about gaining the information
you will need to make your dreams come true
and have your own home business.
Once you take the time to get that information,
and know it well, you will be on your way.


Think about what it is that you are interested
in, and that will keep you interested. The
worst thing you can do is try to make money
with something that your REALLY not interested in.


If your not excited about what you choose,
you just get bored and will not give it your
best effort.




Dont rush into anything. Do a lot of research.
Find out what other people think. Do your
homework. It will be worth it in the end.


One way, and the most effective way, is to
join a free forum. One of the best is
www.warriorforum.com. Dont be afraid to
ask questions. Remember, knowledge is the KEY.


Learn from other people's mistakes because
you can't live long enough to make them
all yourself.

If you need a website to put your product
or service on, just go to your browser
and type in "free website setup", and
you will find what you need, but be careful!


Hosting fee's may be extra. What I would
suggest is to check out a website that
already has a product, or service your
interested in, and some may enable you
to add your own content.

Some affiliate sites are good, but check
them out first.


This would save you a lot of time and you
would be able to make money from what the
website you join has to offer. You get more
for your time and effort.

To have success, you have to have KNOWLEDGE.
Real Success doesn't come overnight. You
have to look at the long term.


What if you had $50,000 that you could spend
on an online business venture, and you spent
every last dime, in lets say, 1 year. And
that is very easy to do.


And lets also say that all you wanted to do
was to make BIG money, RIGHT NOW.


But, you dont have the information or KNOWLEDGE
to promote your new business to the right
places to get the sales you need to make
a reasonable profit.


At the end of the year you might have some
money coming in from your efforts, but
because you dont have the KNOWLEDGE to continue
to bring in new customers, what do you think
will happen?

Yup, that business goes dont the drain!


No money to promote, no money to pay hosting
fees, and then no business.

So now your out not only the 50 grand you
started with, but also any money that you
may have put into the business from what
little profit you made.



The point is that money can be taken away.
And in my experience Scams, (which fill the
Internet), is the # 2 way to loose everything
you have.


And, I feel the # 1 way to loose all you
have is the lack of KNOWLEDGE.


You can loose all your money TODAY, and
begin to get it back TODAY, with KNOWLEDGE.


The difference is that once you have the
KNOWLEDGE, it CANT be taken away! It is,
in my opinion, the most powerful TOOL
on earth.


The power of KNOWLEDGE!


Remember, if you want your own home business
make it as easy for yourself as you can,
because the REAL work, and fun,
has not started yet.

Survival Of The Fittest

In this wonderful place we call the Internet, it is easy

to fall victim of an elite group of very intelligent, thieves

that will steal all you have and never think twice about it.

The SCAM is the most dangerous entity online. It has

no morals and does not care who you are or where you

live.

It does not care what the color of your skin is or

how much money you make.

The people that run SCAMS only care about one thing.

They want your money. And they will tell you anything

to get it.

There are always little things that tell us that this

"sounds too good to be true."

But for some strange reason, we ignore what we know

is not right and just tell ourselves, "this must be real or

they couldn't tell us that."

So we send our money knowing deep down that "this

isn't going to work." We try to have a positive attitude,

but we just know, its not that easy.

There is no easy way to make money, period. There

are easier ways then others, but in this life, we must

work in one form or another.

If some of the thieves that run SCAMS on honest hard

working people would use their skills to HELP people,

what do you think would happen?

Well, we ALL would work less and it would be easier

for us all. How hard do you think a SCAM artist works?

I bet they work VERY hard. I bet they wonder "will this

be the day I get caught"?

That day will come to all of those thieves.

I, like so many, have lost an enormous amount of money

and time to SCAMS. I know some have been hurt more

than me. And I know I have been hurt more than some.

But you know what? Im still here. I'm still going at it. And

most likely I will keep at it till the day I'm in the ground.

Why, you may ask?

Its simple. Because I, like so many others, including the

SCAMMERS, have dreams. I will not have anyone take

that from me. No matter what.

There is a saying "SURVIVAL OF THE FITTEST ." I feel

that I am one of the FITTEST. Not the SCAMMER.

I think there are more HONEST people online than

DISHONEST.

The average HARD WORKING guy and woman is looking

to make life better for them and their family.

Never give up your dreams. Never let anyone make you

stay where you are. Your life is, your life.

YOU TOO ARE ONE OF THE FITTEST AND WILL

SURVIVE.